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Insurance premium, 2022 by ZIP code

An interactive U.S. map of insurance premium, 2022 for ZIP codes. Latest data: 2022. PLUS

Open insurance premium, 2022 on the map
Map: Homeowners insurance premium, 2022: % of home value in the U.S. ZIP codes.
Homeowners insurance premium, 2022: % of home value in the U.S. ZIP codes. Source: Treasury Federal Insurance Office, homeowners insurance data by ZIP code, 2018–2022; the latest available; Zillow Home Value Index. Map: ProMap, Home Economics.

What this measure is

The average homeowners insurance premium per policy in 2022, by ZIP code, shown either in dollars or as a share of the typical home value in the same ZIP code (the switch beside the measure). The data cover about 80% of owner-occupied homeowners premiums and leave out state-run insurers of last resort such as Florida Citizens and the California FAIR Plan, so Florida and California can read low. Treasury did not check individual ZIP codes. White stripes over the colour mark low reliability: among the 10% of ZIP codes with the fewest policies.

Source, dates and coverage

Source
US Treasury Federal Insurance Office, homeowners insurance data by ZIP code; Zillow Home Value Index for the share of value.
Updated
Published by Treasury for 2018–2022; 2022 is the latest year. Latest data on the map: 2022.
Areas on the map
ZIP codes.
Group
Homeowners insurance
Access
ProMap Plus ($19 a month or $190 a year).

Values for every place

Insurance premium, 2022 is a ProMap Plus measure. The map shows it for the areas listed above. This page shows the map's national picture, the method and the source, and no figures.

ProMap Plus costs $19 a month or $190 a year. A free 7-day trial is offered on the map.

See insurance premium, 2022 in ProMap Plus

How to cite

Home Economics (Aziz Sunderji), ProMap, “Insurance premium, 2022”, https://homeeconomics.us/promap/measure/homeowners-insurance-premium, accessed 15 November 2026.

Please also credit the original source: US Treasury Federal Insurance Office, homeowners insurance data by ZIP code; Zillow Home Value Index for the share of value.

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