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Home values, rents and more in Chipley, FL

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$229,000
Metro: $343,000 · U.S.: $366,000
Home values, past year
+1.6%
Metro: 0.0% · U.S.: +1.2%
Population
3,683
ACS 2020–24
Median household income
$46,193
Metro: $71,514 · U.S.: $80,734
ZIP codes around Chipley, FL, shaded by typical home valueChipley
  • Under $190k
  • $190k–$200k
  • $200k–$210k
  • $210k–$220k
  • $220k+
  • No data
ZIP codes around Chipley, FL, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. Chipley is outlined.

How Chipley compares

The typical home in Chipley, FL is worth about $229,000, according to the Zillow Home Value Index for September 2026. Home values in Chipley are 33% below the typical value in the Panama City metro area ($343,000) and 38% below the U.S. typical value ($366,000).

Over the past year, home values in Chipley rose 1.6%, compared with 0.0% in the Panama City metro area and +1.2% nationally.

The median household income is $46,193, against $71,514 in the Panama City metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 3,683 people live in Chipley (American Community Survey 2020–24).

Chipley has the 4th-lowest typical home value of the 10 cities in the Panama City metro area and the 64th-lowest of 496 in Florida with Zillow figures.

Part of: Washington County, FL · Panama City metro area · Florida

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  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Crime rates
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby cities

ZIP codes in Chipley, FL

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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