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Home values, rents and more in Otsego, MI

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$270,000
Metro: $346,000 · U.S.: $366,000
Home values, past year
+3.4%
Metro: +4.1% · U.S.: +1.2%
Population
4,074
ACS 2020–24
Median household income
$74,156
Metro: $83,283 · U.S.: $80,734
ZIP codes around Otsego, MI, shaded by typical home valueOtsego49078
  • Under $280k
  • $280k–$290k
  • $290k+
  • No data
ZIP codes around Otsego, MI, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. Otsego is outlined.

How Otsego compares

The typical home in Otsego, MI is worth about $270,000, according to the Zillow Home Value Index for September 2026. Home values in Otsego are 22% below the typical value in the Holland metro area ($346,000) and 26% below the U.S. typical value ($366,000).

Over the past year, home values in Otsego rose 3.4%, compared with +4.1% in the Holland metro area and +1.2% nationally.

The median household income is $74,156, against $83,283 in the Holland metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 4,074 people live in Otsego (American Community Survey 2020–24).

Otsego has the 3rd-lowest typical home value of the 12 cities in the Holland metro area and the 262nd-highest of 686 in Michigan with Zillow figures.

Part of: Allegan County, MI · Holland metro area · Michigan

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  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Crime rates
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby cities

ZIP codes in Otsego, MI

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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