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Home values, rents and more in Otsego County, MI

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$257,000
Michigan: $264,000 · U.S.: $366,000
Home values, past year
+4.0%
Michigan: +3.8% · U.S.: +1.2%
Population
26,080
Census estimate, July 2025
Median household income
$68,183
Michigan: $72,875 · U.S.: $80,734
Counties around Otsego County, MI, shaded by typical home valueOtsegoMontmorencyCrawfordKalkaskaOscodaAntrimCharlevoix
  • Under $180k
  • $180k–$220k
  • $220k–$250k
  • $250k–$360k
  • $360k+
  • No data
Counties around Otsego County, MI, shaded by typical home value (Zillow, counties). Otsego County, MI is outlined.

How Otsego County, MI compares

The typical home in Otsego County, MI is worth about $257,000, according to the Zillow Home Value Index for September 2026. Home values in Otsego County, MI are about the same as the typical value in Michigan ($264,000) and 30% below the U.S. typical value ($366,000).

Over the past year, home values in Otsego County, MI rose 4.0%, compared with +3.8% in Michigan and +1.2% nationally.

The median household income is $68,183, against $72,875 in Michigan and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 26,080 people live in Otsego County, MI (Census Bureau estimate for July 2025).

Otsego County, MI has the 28th-highest typical home value of the 83 counties in Michigan with Zillow figures.

Part of: Michigan

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  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • School test scores
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • Unemployment and job growth
  • Building permits
  • Mortgage delinquency
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby counties

Cities in Otsego County, MI

ZIP codes in Otsego County, MI

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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