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Home values, rents and more in ZIP code 12032 (Caroga Lake, NY)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$267,000
Metro: $228,000 · U.S.: $366,000
Home values, past year
+13.8%
Metro: +7.4% · U.S.: +1.2%
Population
662
ACS 2020–24
Median household income
$65,789
Metro: $66,533 · U.S.: $80,734
ZIP codes around 12032, shaded by typical home value1203212134133381335312190121391332413365120781201013339134701210813452
  • Under $180k
  • $180k–$220k
  • $220k–$250k
  • $250k–$300k
  • $300k+
  • No data
ZIP codes around 12032, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 12032 is outlined.

How 12032 compares

The typical home in ZIP code 12032 (Caroga Lake, NY) is worth about $267,000, according to the Zillow Home Value Index for September 2026. Home values in 12032 are 17% above the typical value in the Gloversville metro area ($228,000) and 27% below the U.S. typical value ($366,000).

Over the past year, home values in 12032 rose 13.8%, compared with +7.4% in the Gloversville metro area and +1.2% nationally.

The median household income is $65,789, against $66,533 in the Gloversville metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 662 people live in 12032 (American Community Survey 2020–24).

12032 has the 3rd-highest typical home value of the 9 ZIP codes in the Gloversville metro area and the 587th-lowest of 1,561 in New York with Zillow figures.

Part of: Caroga Lake, NY · Fulton County, NY · Gloversville metro area · New York

More for 12032 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 12032 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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