Home values, rents and more in ZIP code 12786 (White Lake, NY)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 12786 in ProMap- Under $300k
- $300k–$320k
- $320k–$340k
- $340k–$370k
- $370k+
- No data
How 12786 compares
The typical home in ZIP code 12786 (White Lake, NY) is worth about $302,000, according to the Zillow Home Value Index for September 2026. Home values in 12786 are 7% below the typical value in the Monticello metro area ($324,000) and 18% below the U.S. typical value ($366,000).
Over the past year, home values in 12786 rose 4.1%, compared with +4.8% in the Monticello metro area and +1.2% nationally.
About 610 people live in 12786 (American Community Survey 2020–24).
12786 has the 11th-lowest typical home value of the 37 ZIP codes in the Monticello metro area and the 695th-lowest of 1,561 in New York with Zillow figures.
Part of: Sullivan County, NY · Monticello metro area · New York
More for 12786 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.