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Home values, rents and more in ZIP code 12986 (Tupper Lake, NY)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$219,000
New York: $525,000 · U.S.: $366,000
Home values, past year
+8.2%
New York: +5.6% · U.S.: +1.2%
Population
5,326
ACS 2020–24
Median household income
$67,883
New York: $85,974 · U.S.: $80,734
ZIP codes around 12986, shaded by typical home value12986128471294612983129271285212970136721292213687129451291312973
  • Under $160k
  • $160k–$210k
  • $210k–$300k
  • $300k–$360k
  • $360k+
  • No data
ZIP codes around 12986, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 12986 is outlined.

How 12986 compares

The typical home in ZIP code 12986 (Tupper Lake, NY) is worth about $219,000, according to the Zillow Home Value Index for September 2026. Home values in 12986 are 58% below the typical value in New York ($525,000) and 40% below the U.S. typical value ($366,000).

Over the past year, home values in 12986 rose 8.2%, compared with +5.6% in New York and +1.2% nationally.

The median household income is $67,883, against $85,974 in New York and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 5,326 people live in 12986 (American Community Survey 2020–24).

12986 has the 383rd-lowest typical home value of the 1,561 ZIP codes in New York with Zillow figures.

Part of: Franklin County, NY · New York

More for 12986 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 12986 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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