Home values, rents and more in ZIP code 13045 (Cortland, NY)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 13045 in ProMap- Under $190k
- $190k–$210k
- $210k–$250k
- $250k–$320k
- $320k+
- No data
How 13045 compares
The typical home in ZIP code 13045 (Cortland, NY) is worth about $210,000, according to the Zillow Home Value Index for September 2026. Home values in 13045 are about the same as the typical value in the Cortland metro area ($210,000) and 43% below the U.S. typical value ($366,000).
Over the past year, home values in 13045 rose 5.7%, compared with +6.3% in the Cortland metro area and +1.2% nationally.
Typical rent is $1,143 a month (Zillow Observed Rent Index), about the same as the Cortland metro area ($1,150) and 41% below the U.S. ($1,932). Rents rose 10.5% over the past year.
The median household income is $69,961, against $70,418 in the Cortland metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 28,361 people live in 13045 (American Community Survey 2020–24).
13045 has the 3rd-highest typical home value of the 9 ZIP codes in the Cortland metro area and the 340th-lowest of 1,561 in New York with Zillow figures.
Part of: Cortland, NY · Cortland County, NY · Cortland metro area · New York
More for 13045 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.