Home values, rents and more in ZIP code 28512 (Harkers Island, NC)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 28512 in ProMap- Under $270k
- $270k–$340k
- $340k–$400k
- $400k–$420k
- $420k+
- No data
How 28512 compares
The typical home in ZIP code 28512 (Harkers Island, NC) is worth about $610,000, according to the Zillow Home Value Index for September 2026. Home values in 28512 are 30% above the typical value in the Morehead City metro area ($470,000) and 1.7 times the U.S. typical value ($366,000).
Over the past year, home values in 28512 rose 3.3%, compared with +3.0% in the Morehead City metro area and +1.2% nationally.
Typical rent is $1,658 a month (Zillow Observed Rent Index), 9% below the Morehead City metro area ($1,827) and 14% below the U.S. ($1,932).
The median household income is $91,488, against $72,322 in the Morehead City metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 3,358 people live in 28512 (American Community Survey 2020–24).
28512 has the 2nd-highest typical home value of the 15 ZIP codes in the Morehead City metro area and the 34th-highest of 719 in North Carolina with Zillow figures.
Part of: Harkers Island, NC · Carteret County, NC · Morehead City metro area · North Carolina
More for 28512 in ProMap Plus
These measures are on the map for subscribers. Open ProMap to see them for 28512 and every other place.
- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.