Home values, rents and more in ZIP code 32034 (Fernandina Beach, FL)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 32034 in ProMap- Under $190k
- $190k–$290k
- $290k–$310k
- $310k–$390k
- $390k+
- No data
How 32034 compares
The typical home in ZIP code 32034 (Fernandina Beach, FL) is worth about $617,000, according to the Zillow Home Value Index for September 2026. Home values in 32034 are 1.8 times the typical value in the Jacksonville metro area ($351,000) and 1.7 times the U.S. typical value ($366,000).
Over the past year, home values in 32034 rose 0.2%, compared with −0.1% in the Jacksonville metro area and +1.2% nationally.
Typical rent is $2,369 a month (Zillow Observed Rent Index), 41% above the Jacksonville metro area ($1,680) and 23% above the U.S. ($1,932). Rents rose 3.8% over the past year.
The median household income is $98,583, against $79,643 in the Jacksonville metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 41,029 people live in 32034 (American Community Survey 2020–24).
32034 has the 5th-highest typical home value of the 55 ZIP codes in the Jacksonville metro area and the 114th-highest of 924 in Florida with Zillow figures.
Part of: Fernandina Beach, FL · Nassau County, FL · Jacksonville metro area · Florida
More for 32034 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.