Home values, rents and more in ZIP code 32413 (Panama City Beach, FL)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 32413 in ProMap- Under $230k
- $230k–$280k
- $280k–$370k
- $370k–$390k
- $390k+
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How 32413 compares
The typical home in ZIP code 32413 (Panama City Beach, FL) is worth about $470,000, according to the Zillow Home Value Index for September 2026. Home values in 32413 are 37% above the typical value in the Panama City metro area ($343,000) and 28% above the U.S. typical value ($366,000).
Over the past year, home values in 32413 fell 0.6%, compared with 0.0% in the Panama City metro area and +1.2% nationally.
Typical rent is $1,807 a month (Zillow Observed Rent Index), 4% above the Panama City metro area ($1,735) and 6% below the U.S. ($1,932). Rents rose 1.9% over the past year.
The median household income is $80,039, against $71,514 in the Panama City metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 15,453 people live in 32413 (American Community Survey 2020–24).
32413 has the highest typical home value of the 13 ZIP codes in the Panama City metro area and the 222nd-highest of 924 in Florida with Zillow figures.
Part of: Panama City Beach, FL · Bay County, FL · Panama City metro area · Florida
More for 32413 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.