Home values, rents and more in ZIP code 38574 (Monterey, TN)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 38574 in ProMap- Under $210k
- $210k–$240k
- $240k–$270k
- $270k–$300k
- $300k+
- No data
How 38574 compares
The typical home in ZIP code 38574 (Monterey, TN) is worth about $289,000, according to the Zillow Home Value Index for September 2026. Home values in 38574 are about the same as the typical value in the Cookeville metro area ($291,000) and 21% below the U.S. typical value ($366,000).
Over the past year, home values in 38574 rose 3.5%, compared with +1.7% in the Cookeville metro area and +1.2% nationally.
The median household income is $52,223, against $55,380 in the Cookeville metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 9,079 people live in 38574 (American Community Survey 2020–24).
38574 has the 7th-highest typical home value of the 19 ZIP codes in the Cookeville metro area and the 242nd-highest of 587 in Tennessee with Zillow figures.
Part of: Monterey, TN · Putnam County, TN · Cookeville metro area · Tennessee
More for 38574 in ProMap Plus
These measures are on the map for subscribers. Open ProMap to see them for 38574 and every other place.
- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.