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Home values, rents and more in ZIP code 39520 (Bay Saint Louis, MS)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$240,000
Metro: $224,000 · U.S.: $366,000
Home values, past year
−1.3%
Metro: +1.9% · U.S.: +1.2%
Typical rent
$1,631/mo
Metro: $1,422 · U.S.: $1,932
Population
15,561
ACS 2020–24
Median household income
$62,176
Metro: $62,418 · U.S.: $80,734
ZIP codes around 39520, shaded by typical home value3952039571395567046139560395293957239525
  • Under $190k
  • $190k–$220k
  • $220k–$230k
  • $230k–$240k
  • $240k+
  • No data
ZIP codes around 39520, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 39520 is outlined.

How 39520 compares

The typical home in ZIP code 39520 (Bay Saint Louis, MS) is worth about $240,000, according to the Zillow Home Value Index for September 2026. Home values in 39520 are 7% above the typical value in the Gulfport metro area ($224,000) and 35% below the U.S. typical value ($366,000).

Over the past year, home values in 39520 fell 1.3%, compared with +1.9% in the Gulfport metro area and +1.2% nationally.

Typical rent is $1,631 a month (Zillow Observed Rent Index), 15% above the Gulfport metro area ($1,422) and 16% below the U.S. ($1,932).

The median household income is $62,176, against $62,418 in the Gulfport metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 15,561 people live in 39520 (American Community Survey 2020–24).

39520 has the 7th-highest typical home value of the 25 ZIP codes in the Gulfport metro area and the 36th-highest of 343 in Mississippi with Zillow figures.

Part of: Bay Saint Louis, MS · Hancock County, MS · Gulfport metro area · Mississippi

More for 39520 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 39520 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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