Home values, rents and more in ZIP code 40823 (Cumberland, KY)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 40823 in ProMap- Under $65k
- $65k–$81k
- $81k–$94k
- $94k–$110k
- $110k+
- No data
How 40823 compares
The typical home in ZIP code 40823 (Cumberland, KY) is worth about $69,146, according to the Zillow Home Value Index for September 2026. Home values in 40823 are 70% below the typical value in Kentucky ($231,000) and 81% below the U.S. typical value ($366,000).
Over the past year, home values in 40823 rose 6.6%, compared with −0.2% in Kentucky and +1.2% nationally.
The median household income is $35,402, against $63,726 in Kentucky and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 3,742 people live in 40823 (American Community Survey 2020–24).
40823 has the 42nd-lowest typical home value of the 598 ZIP codes in Kentucky with Zillow figures.
Part of: Cumberland, KY · Harlan County, KY · Kentucky
More for 40823 in ProMap Plus
These measures are on the map for subscribers. Open ProMap to see them for 40823 and every other place.
- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.