Home values, rents and more in ZIP code 40865 (Baxter, KY)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 40865 in ProMap- Under $68k
- $68k–$77k
- $77k–$93k
- $93k–$99k
- $99k+
- No data
How 40865 compares
The typical home in ZIP code 40865 (Baxter, KY) is worth about $95,849, according to the Zillow Home Value Index for September 2026. Home values in 40865 are 58% below the typical value in Kentucky ($231,000) and 74% below the U.S. typical value ($366,000).
Over the past year, home values in 40865 fell 6.5%, compared with −0.2% in Kentucky and +1.2% nationally.
The median household income is $56,820, against $63,726 in Kentucky and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 426 people live in 40865 (American Community Survey 2020–24).
40865 has the 105th-lowest typical home value of the 598 ZIP codes in Kentucky with Zillow figures.
Part of: Harlan County, KY · Kentucky
More for 40865 in ProMap Plus
These measures are on the map for subscribers. Open ProMap to see them for 40865 and every other place.
- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.