Home values, rents and more in ZIP code 40965 (Middlesboro, KY)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 40965 in ProMap- Under $86k
- $86k–$120k
- $120k–$130k
- $130k–$220k
- $220k+
- No data
How 40965 compares
The typical home in ZIP code 40965 (Middlesboro, KY) is worth about $119,000, according to the Zillow Home Value Index for September 2026. Home values in 40965 are 21% above the typical value in the Middlesborough metro area ($99,037) and 67% below the U.S. typical value ($366,000).
Over the past year, home values in 40965 fell 1.8%, compared with −13.0% in the Middlesborough metro area and +1.2% nationally.
The median household income is $28,685, against $31,354 in the Middlesborough metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 11,561 people live in 40965 (American Community Survey 2020–24).
40965 has the highest typical home value of the 7 ZIP codes in the Middlesborough metro area and the 158th-lowest of 598 in Kentucky with Zillow figures.
Part of: Bell County, KY · Middlesborough metro area · Kentucky
More for 40965 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.