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Home values, rents and more in ZIP code 49085 (Saint Joseph, MI)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$339,000
Metro: $281,000 · U.S.: $366,000
Home values, past year
+5.7%
Metro: +7.0% · U.S.: +1.2%
Typical rent
$1,628/mo
Metro: $1,403 · U.S.: $1,932
Rents, past year
+2.9%
Metro: +4.8% · U.S.: +2.9%
Population
23,827
ACS 2020–24
Median household income
$104,969
Metro: $65,425 · U.S.: $80,734
ZIP codes around 49085, shaded by typical home value490854902249103491114903849098491014912749126491024910649125
  • Under $230k
  • $230k–$240k
  • $240k–$300k
  • $300k–$350k
  • $350k+
  • No data
ZIP codes around 49085, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 49085 is outlined.

How 49085 compares

The typical home in ZIP code 49085 (Saint Joseph, MI) is worth about $339,000, according to the Zillow Home Value Index for September 2026. Home values in 49085 are 21% above the typical value in the Niles metro area ($281,000) and 7% below the U.S. typical value ($366,000).

Over the past year, home values in 49085 rose 5.7%, compared with +7.0% in the Niles metro area and +1.2% nationally.

Typical rent is $1,628 a month (Zillow Observed Rent Index), 16% above the Niles metro area ($1,403) and 16% below the U.S. ($1,932). Rents rose 2.9% over the past year.

The median household income is $104,969, against $65,425 in the Niles metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 23,827 people live in 49085 (American Community Survey 2020–24).

49085 has the 8th-highest typical home value of the 19 ZIP codes in the Niles metro area and the 193rd-highest of 891 in Michigan with Zillow figures.

Part of: Saint Joseph, MI · Berrien County, MI · Niles metro area · Michigan

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These measures are on the map for subscribers. Open ProMap to see them for 49085 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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