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Home values, rents and more in ZIP code 64504 (Saint Joseph, MO)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$130,000
Metro: $212,000 · U.S.: $366,000
Home values, past year
−2.4%
Metro: +4.9% · U.S.: +1.2%
Typical rent
$1,200/mo
Metro: $1,004 · U.S.: $1,932
Population
10,068
ACS 2020–24
Median household income
$58,801
Metro: $65,005 · U.S.: $80,734
ZIP codes around 64504, shaded by typical home value64504660906450764484644486444064401645036450664501
  • Under $170k
  • $170k–$190k
  • $190k–$290k
  • $290k–$330k
  • $330k+
  • No data
ZIP codes around 64504, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 64504 is outlined.

How 64504 compares

The typical home in ZIP code 64504 (Saint Joseph, MO) is worth about $130,000, according to the Zillow Home Value Index for September 2026. Home values in 64504 are 39% below the typical value in the St. Joseph metro area ($212,000) and 64% below the U.S. typical value ($366,000).

Over the past year, home values in 64504 fell 2.4%, compared with +4.9% in the St. Joseph metro area and +1.2% nationally.

Typical rent is $1,200 a month (Zillow Observed Rent Index), 20% above the St. Joseph metro area ($1,004) and 38% below the U.S. ($1,932).

The median household income is $58,801, against $65,005 in the St. Joseph metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 10,068 people live in 64504 (American Community Survey 2020–24).

64504 has the 3rd-lowest typical home value of the 30 ZIP codes in the St. Joseph metro area and the 65th-lowest of 758 in Missouri with Zillow figures.

Part of: Saint Joseph, MO · Buchanan County, MO · St. Joseph metro area · Missouri

More for 64504 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 64504 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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