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Home values, rents and more in ZIP code 64505 (Saint Joseph, MO)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$220,000
Metro: $212,000 · U.S.: $366,000
Home values, past year
+4.7%
Metro: +4.9% · U.S.: +1.2%
Population
14,107
ACS 2020–24
Median household income
$73,298
Metro: $65,005 · U.S.: $80,734
ZIP codes around 64505, shaded by typical home value6450564485660906450764443644366442164459645036450664501
  • Under $170k
  • $170k–$190k
  • $190k–$260k
  • $260k–$280k
  • $280k+
  • No data
ZIP codes around 64505, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 64505 is outlined.

How 64505 compares

The typical home in ZIP code 64505 (Saint Joseph, MO) is worth about $220,000, according to the Zillow Home Value Index for September 2026. Home values in 64505 are 4% above the typical value in the St. Joseph metro area ($212,000) and 40% below the U.S. typical value ($366,000).

Over the past year, home values in 64505 rose 4.7%, compared with +4.9% in the St. Joseph metro area and +1.2% nationally.

The median household income is $73,298, against $65,005 in the St. Joseph metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 14,107 people live in 64505 (American Community Survey 2020–24).

64505 has the 12th-lowest typical home value of the 30 ZIP codes in the St. Joseph metro area and the 297th-lowest of 758 in Missouri with Zillow figures.

Part of: Saint Joseph, MO · Andrew County, MO · St. Joseph metro area · Missouri

More for 64505 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 64505 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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