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Home values, rents and more in ZIP code 74604 (Ponca City, OK)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$221,000
Metro: $116,000 · U.S.: $366,000
Home values, past year
+4.6%
Metro: +4.3% · U.S.: +1.2%
Population
12,189
ACS 2020–24
Median household income
$80,331
Metro: $58,423 · U.S.: $80,734
ZIP codes around 74604, shaded by typical home value7460474647746527463774601746517465074633746447463174641
  • Under $96k
  • $96k–$110k
  • $110k–$140k
  • $140k–$150k
  • $150k+
  • No data
ZIP codes around 74604, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 74604 is outlined.

How 74604 compares

The typical home in ZIP code 74604 (Ponca City, OK) is worth about $221,000, according to the Zillow Home Value Index for September 2026. Home values in 74604 are 1.9 times the typical value in the Ponca City metro area ($116,000) and 40% below the U.S. typical value ($366,000).

Over the past year, home values in 74604 rose 4.6%, compared with +4.3% in the Ponca City metro area and +1.2% nationally.

The median household income is $80,331, against $58,423 in the Ponca City metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 12,189 people live in 74604 (American Community Survey 2020–24).

74604 has the highest typical home value of the 7 ZIP codes in the Ponca City metro area and the 147th-highest of 499 in Oklahoma with Zillow figures.

Part of: Ponca City, OK · Kay County, OK · Ponca City metro area · Oklahoma

More for 74604 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 74604 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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