Home values, rents and more in ZIP code 76640 (Ross, TX)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 76640 in ProMap- Under $200k
- $200k–$220k
- $220k–$250k
- $250k–$310k
- $310k+
- No data
How 76640 compares
The typical home in ZIP code 76640 (Ross, TX) is worth about $226,000, according to the Zillow Home Value Index for September 2026. Home values in 76640 are 10% below the typical value in the Waco metro area ($250,000) and 38% below the U.S. typical value ($366,000).
Over the past year, home values in 76640 rose 4.4%, compared with +0.4% in the Waco metro area and +1.2% nationally.
The median household income is $66,641, against $66,205 in the Waco metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 3,089 people live in 76640 (American Community Survey 2020–24).
76640 has the 11th-lowest typical home value of the 31 ZIP codes in the Waco metro area and the 581st-lowest of 1,512 in Texas with Zillow figures.
Part of: McLennan County, TX · Waco metro area · Texas
More for 76640 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.