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Home values, rents and more in ZIP code 95005 (Ben Lomond, CA)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$911,000
Metro: $1,136,000 · U.S.: $366,000
Home values, past year
+4.5%
Metro: +4.8% · U.S.: +1.2%
Population
7,277
ACS 2020–24
Median household income
$104,375
Metro: $111,093 · U.S.: $80,734
ZIP codes around 95005, shaded by typical home value9500595033950069501795060950669501895065
  • Under $830k
  • $830k–$1.1M
  • $1.1M–$1.3M
  • $1.3M–$1.4M
  • $1.4M+
  • No data
ZIP codes around 95005, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 95005 is outlined.

How 95005 compares

The typical home in ZIP code 95005 (Ben Lomond, CA) is worth about $911,000, according to the Zillow Home Value Index for September 2026. Home values in 95005 are 20% below the typical value in the Santa Cruz metro area ($1,136,000) and 2.5 times the U.S. typical value ($366,000).

Over the past year, home values in 95005 rose 4.5%, compared with +4.8% in the Santa Cruz metro area and +1.2% nationally.

The median household income is $104,375, against $111,093 in the Santa Cruz metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 7,277 people live in 95005 (American Community Survey 2020–24).

95005 has the 8th-lowest typical home value of the 16 ZIP codes in the Santa Cruz metro area and the 508th-highest of 1,541 in California with Zillow figures.

Part of: Ben Lomond, CA · Santa Cruz County, CA · Santa Cruz metro area · California

More for 95005 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 95005 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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