Home values, rents and more in ZIP code 95010 (Capitola, CA)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 95010 in ProMap- Under $1.3M
- $1.3M+
- No data
How 95010 compares
The typical home in ZIP code 95010 (Capitola, CA) is worth about $1,227,000, according to the Zillow Home Value Index for September 2026. Home values in 95010 are 8% above the typical value in the Santa Cruz metro area ($1,136,000) and 3.4 times the U.S. typical value ($366,000).
Over the past year, home values in 95010 rose 7.4%, compared with +4.8% in the Santa Cruz metro area and +1.2% nationally.
Typical rent is $3,477 a month (Zillow Observed Rent Index), about the same as the Santa Cruz metro area ($3,469) and 1.8 times the U.S. ($1,932). Rents rose 3.7% over the past year.
The median household income is $105,236, against $111,093 in the Santa Cruz metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 8,707 people live in 95010 (American Community Survey 2020–24).
95010 has the 7th-highest typical home value of the 16 ZIP codes in the Santa Cruz metro area and the 284th-highest of 1,541 in California with Zillow figures.
Part of: Capitola, CA · Santa Cruz County, CA · Santa Cruz metro area · California
More for 95010 in ProMap Plus
These measures are on the map for subscribers. Open ProMap to see them for 95010 and every other place.
- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.