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Home values, rents and more in ZIP code 95246 (Mountain Ranch, CA)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$329,000
California: $762,000 · U.S.: $366,000
Home values, past year
−2.6%
California: +0.6% · U.S.: +1.2%
Population
1,672
ACS 2020–24
Median household income
$98,269
California: $99,122 · U.S.: $80,734
ZIP codes around 95246, shaded by typical home value952469524995245956429524795383953109524895257952249566595251
  • Under $330k
  • $330k–$360k
  • $360k–$400k
  • $400k–$460k
  • $460k+
  • No data
ZIP codes around 95246, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 95246 is outlined.

How 95246 compares

The typical home in ZIP code 95246 (Mountain Ranch, CA) is worth about $329,000, according to the Zillow Home Value Index for September 2026. Home values in 95246 are 57% below the typical value in California ($762,000) and 10% below the U.S. typical value ($366,000).

Over the past year, home values in 95246 fell 2.6%, compared with +0.6% in California and +1.2% nationally.

The median household income is $98,269, against $99,122 in California and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 1,672 people live in 95246 (American Community Survey 2020–24).

95246 has the 193rd-lowest typical home value of the 1,541 ZIP codes in California with Zillow figures.

Part of: Mountain Ranch, CA · Calaveras County, CA · California

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These measures are on the map for subscribers. Open ProMap to see them for 95246 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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