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Home values, rents and more in ZIP code 98281 (Point Roberts, WA)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$391,000
Metro: $608,000 · U.S.: $366,000
Home values, past year
+1.2%
Metro: +0.3% · U.S.: +1.2%
Population
1,288
ACS 2020–24
Median household income
$78,125
Metro: $81,784 · U.S.: $80,734
ZIP codes around 98281, shaded by typical home value98281
  • Under $0k
  • No data
ZIP codes around 98281, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 98281 is outlined.

How 98281 compares

The typical home in ZIP code 98281 (Point Roberts, WA) is worth about $391,000, according to the Zillow Home Value Index for September 2026. Home values in 98281 are 36% below the typical value in the Bellingham metro area ($608,000) and 7% above the U.S. typical value ($366,000).

Over the past year, home values in 98281 rose 1.2%, compared with +0.3% in the Bellingham metro area and +1.2% nationally.

The median household income is $78,125, against $81,784 in the Bellingham metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 1,288 people live in 98281 (American Community Survey 2020–24).

98281 has the 3rd-lowest typical home value of the 16 ZIP codes in the Bellingham metro area and the 134th-lowest of 484 in Washington with Zillow figures.

Part of: Point Roberts, WA · Whatcom County, WA · Bellingham metro area · Washington

More for 98281 in ProMap Plus

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  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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