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Home values, rents and more in Cold Brook, NY

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$178,000
Metro: $231,000 · U.S.: $366,000
Home values, past year
+5.2%
Metro: +5.8% · U.S.: +1.2%
Population
164
ACS 2020–24
Median household income
$104,444
Metro: $69,779 · U.S.: $80,734
ZIP codes around Cold Brook, NY, shaded by typical home valueCold Brook
  • Under $200k
  • $200k–$220k
  • $220k–$230k
  • $230k–$250k
  • $250k+
  • No data
ZIP codes around Cold Brook, NY, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. Cold Brook is outlined.

How Cold Brook compares

The typical home in Cold Brook, NY is worth about $178,000, according to the Zillow Home Value Index for September 2026. Home values in Cold Brook are 23% below the typical value in the Utica metro area ($231,000) and 51% below the U.S. typical value ($366,000).

Over the past year, home values in Cold Brook rose 5.2%, compared with +5.8% in the Utica metro area and +1.2% nationally.

The median household income is $104,444, against $69,779 in the Utica metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 164 people live in Cold Brook (American Community Survey 2020–24).

Cold Brook has the 6th-lowest typical home value of the 26 cities in the Utica metro area and the 93rd-lowest of 728 in New York with Zillow figures.

Part of: Herkimer County, NY · Utica metro area · New York

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  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Crime rates
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby cities

ZIP codes in Cold Brook, NY

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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