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Home values, rents and more in ZIP code 28746 (Lake Lure, NC)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$438,000
Metro: $214,000 · U.S.: $366,000
Home values, past year
−0.2%
Metro: +2.5% · U.S.: +1.2%
Population
2,744
ACS 2020–24
Median household income
$70,469
Metro: $51,410 · U.S.: $80,734
ZIP codes around 28746, shaded by typical home value28746281392875628711287302872028735
  • Under $250k
  • $250k–$340k
  • $340k–$370k
  • $370k–$450k
  • $450k+
  • No data
ZIP codes around 28746, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 28746 is outlined.

How 28746 compares

The typical home in ZIP code 28746 (Lake Lure, NC) is worth about $438,000, according to the Zillow Home Value Index for September 2026. Home values in 28746 are 2.0 times the typical value in the Forest City metro area ($214,000) and 20% above the U.S. typical value ($366,000).

Over the past year, home values in 28746 fell 0.2%, compared with +2.5% in the Forest City metro area and +1.2% nationally.

The median household income is $70,469, against $51,410 in the Forest City metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 2,744 people live in 28746 (American Community Survey 2020–24).

28746 has the highest typical home value of the 7 ZIP codes in the Forest City metro area and the 112th-highest of 719 in North Carolina with Zillow figures.

Part of: Lake Lure, NC · Rutherford County, NC · Forest City metro area · North Carolina

More for 28746 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 28746 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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