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Home values, rents and more in ZIP code 78028 (Kerrville, TX)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$347,000
Metro: $368,000 · U.S.: $366,000
Home values, past year
−1.6%
Metro: −1.9% · U.S.: +1.2%
Typical rent
$1,877/mo
Metro: $1,852 · U.S.: $1,932
Rents, past year
+3.1%
Metro: +2.3% · U.S.: +2.9%
Population
41,206
ACS 2020–24
Median household income
$66,991
Metro: $69,395 · U.S.: $80,734
ZIP codes around 78028, shaded by typical home value780287862478631780557802478013780037806378885780107802578883
  • Under $360k
  • $360k–$410k
  • $410k–$490k
  • $490k–$540k
  • $540k+
  • No data
ZIP codes around 78028, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 78028 is outlined.

How 78028 compares

The typical home in ZIP code 78028 (Kerrville, TX) is worth about $347,000, according to the Zillow Home Value Index for September 2026. Home values in 78028 are 6% below the typical value in the Kerrville metro area ($368,000) and 5% below the U.S. typical value ($366,000).

Over the past year, home values in 78028 fell 1.6%, compared with −1.9% in the Kerrville metro area and +1.2% nationally.

Typical rent is $1,877 a month (Zillow Observed Rent Index), about the same as the Kerrville metro area ($1,852) and about the same as the U.S. ($1,932). Rents rose 3.1% over the past year.

The median household income is $66,991, against $69,395 in the Kerrville metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 41,206 people live in 78028 (American Community Survey 2020–24).

78028 has the lowest typical home value of the 5 ZIP codes in the Kerrville metro area and the 394th-highest of 1,512 in Texas with Zillow figures.

Part of: Kerrville, TX · Kerr County, TX · Kerrville metro area · Texas

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  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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