Home values, rents and more in ZIP code 78645 (Lago Vista, TX)
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open 78645 in ProMap- Under $390k
- $390k–$450k
- $450k–$580k
- $580k–$710k
- $710k+
- No data
How 78645 compares
The typical home in ZIP code 78645 (Lago Vista, TX) is worth about $412,000, according to the Zillow Home Value Index for September 2026. Home values in 78645 are about the same as the typical value in the Austin metro area ($414,000) and 13% above the U.S. typical value ($366,000).
Over the past year, home values in 78645 fell 3.7%, compared with −4.3% in the Austin metro area and +1.2% nationally.
Typical rent is $1,953 a month (Zillow Observed Rent Index), 22% above the Austin metro area ($1,603) and about the same as the U.S. ($1,932). Rents rose 0.3% over the past year.
The median household income is $113,008, against $100,431 in the Austin metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 15,256 people live in 78645 (American Community Survey 2020–24).
78645 has the 40th-lowest typical home value of the 84 ZIP codes in the Austin metro area and the 233rd-highest of 1,512 in Texas with Zillow figures.
Part of: Lago Vista, TX · Travis County, TX · Austin metro area · Texas
More for 78645 in ProMap Plus
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- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- Zillow 12-month price forecast
- Crime rates
- School test scores
- Homeowners insurance premiums
- Commute time to downtown
- Flood, wildfire and natural hazard risk
- Property-tax rate
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby ZIP codes
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.