Home values, rents and more in Spencer County, KY
September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07
Open Spencer County, KY in ProMap- Under $250k
- $250k–$260k
- $260k–$280k
- $280k–$340k
- $340k+
- No data
How Spencer County, KY compares
The typical home in Spencer County, KY is worth about $376,000, according to the Zillow Home Value Index for September 2026. Home values in Spencer County, KY are 35% above the typical value in the Louisville/Jefferson County metro area ($278,000) and about the same as the U.S. typical value ($366,000).
Over the past year, home values in Spencer County, KY rose 4.7%, compared with +1.6% in the Louisville/Jefferson County metro area and +1.2% nationally.
The median household income is $102,618, against $73,863 in the Louisville/Jefferson County metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).
About 20,998 people live in Spencer County, KY (Census Bureau estimate for July 2025).
Spencer County, KY has the 2nd-highest typical home value of the 12 counties in the Louisville/Jefferson County metro area and the 2nd-highest of 120 in Kentucky with Zillow figures.
Part of: Louisville/Jefferson County metro area · Kentucky
More for Spencer County, KY in ProMap Plus
These measures are on the map for subscribers. Open ProMap to see them for Spencer County, KY and every other place.
- 5- and 10-year price changes
- Days on market and months of supply
- Price cuts and sale-to-list ratio
- Price-to-income and monthly cost to buy
- School test scores
- Flood, wildfire and natural hazard risk
- Property-tax rate
- Unemployment and job growth
- Building permits
- Mortgage delinquency
- 2024 presidential vote
- Age, education and household make-up
- Amenities and transit nearby
Nearby counties
Cities in Spencer County, KY
ZIP codes in Spencer County, KY
Sources
Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.
"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.