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Home values, rents and more in ZIP code 45439 (Moraine, OH)

September 2026 figures from Zillow and the U.S. Census Bureau · updated 2026-11-07

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Typical home value
$171,000
Metro: $230,000 · U.S.: $366,000
Home values, past year
+3.3%
Metro: +2.9% · U.S.: +1.2%
Typical rent
$1,451/mo
Metro: $1,320 · U.S.: $1,932
Rents, past year
+7.1%
Metro: +2.8% · U.S.: +2.9%
Population
11,914
ACS 2020–24
Median household income
$52,035
Metro: $71,739 · U.S.: $80,734
ZIP codes around 45439, shaded by typical home value4543945417453424545945429454494540445420454064540245419454094540345405
  • Under $100k
  • $100k–$190k
  • $190k–$260k
  • $260k–$300k
  • $300k+
  • No data
ZIP codes around 45439, shaded by typical home value (Zillow, ZIP codes). Dashed lines are county borders. 45439 is outlined.

How 45439 compares

The typical home in ZIP code 45439 (Moraine, OH) is worth about $171,000, according to the Zillow Home Value Index for September 2026. Home values in 45439 are 26% below the typical value in the Dayton metro area ($230,000) and 53% below the U.S. typical value ($366,000).

Over the past year, home values in 45439 rose 3.3%, compared with +2.9% in the Dayton metro area and +1.2% nationally.

Typical rent is $1,451 a month (Zillow Observed Rent Index), 10% above the Dayton metro area ($1,320) and 25% below the U.S. ($1,932). Rents rose 7.1% over the past year.

The median household income is $52,035, against $71,739 in the Dayton metro area and $80,734 in the U.S. (Census Bureau, American Community Survey 2020–24).

About 11,914 people live in 45439 (American Community Survey 2020–24).

45439 has the 13th-lowest typical home value of the 53 ZIP codes in the Dayton metro area and the 244th-lowest of 1,023 in Ohio with Zillow figures.

Part of: Moraine, OH · Montgomery County, OH · Dayton metro area · Ohio

More for 45439 in ProMap Plus

These measures are on the map for subscribers. Open ProMap to see them for 45439 and every other place.

  • 5- and 10-year price changes
  • Days on market and months of supply
  • Price cuts and sale-to-list ratio
  • Price-to-income and monthly cost to buy
  • Zillow 12-month price forecast
  • Crime rates
  • School test scores
  • Homeowners insurance premiums
  • Commute time to downtown
  • Flood, wildfire and natural hazard risk
  • Property-tax rate
  • 2024 presidential vote
  • Age, education and household make-up
  • Amenities and transit nearby
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Nearby ZIP codes

Sources

Home values: Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted, September 2026. Rents: Zillow Observed Rent Index (ZORI), seasonally adjusted. Population: Census population estimates (July 2025) for states, metros and counties; ACS 2020–24 for cities and ZIP codes. Income: U.S. Census Bureau, ACS 2020–24 5-year estimates. Boundaries: U.S. Census Bureau cartographic boundary files. Compiled by Home Economics.

"Typical" is Zillow's middle-tier value (homes between the 35th and 65th percentiles), not a median sale price. Changes are over the 12 months to September 2026.

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