Owners with a mortgage by ZIP code
An interactive U.S. map of owners with a mortgage for states, metro areas, counties, ZIP codes, census tracts and census block groups. Latest data: 2020–24. PLUS
Open owners with a mortgage on the map
What this measure is
The share of owner-occupied homes with a mortgage, home-equity loan or similar debt. The rest are owned free and clear. It is a survey estimate covering five years of responses.
Source, dates and coverage
- Source
- Census Bureau American Community Survey, five-year estimates.
- Updated
- Once a year. Latest data on the map: 2020–24.
- Areas on the map
- States, metro areas, counties, ZIP codes, census tracts and census block groups.
- Group
- Affordability & valuation
- Access
- ProMap Plus ($19 a month or $190 a year).
Values for every place
Owners with a mortgage is a ProMap Plus measure. The map shows it for the areas listed above. This page shows the map's national picture, the method and the source, and no figures.
ProMap Plus costs $19 a month or $190 a year. A free 7-day trial is offered on the map.
See owners with a mortgage in ProMap PlusHow to cite
Home Economics (Aziz Sunderji), ProMap, “Owners with a mortgage”, https://homeeconomics.us/promap/measure/owners-with-a-mortgage, accessed 15 November 2026.
Please also credit the original source: Census Bureau American Community Survey, five-year estimates.
More affordability & valuation measures
- Monthly cost to buy
- Cost to buy as % of income
- Income needed to buy
- Price-to-income ratio
- Price-to-income vs 2000–19
- Home value vs 2022 peak
- Fall in the 2007–12 crash
- Zillow forecast: next 12 months
- Price-to-rent ratio
- Gross rental yield
- Owning minus renting (monthly)
- For-sale inventory vs 2017–19
- Homes sold vs 2017–19