Richest ZIP codes in the Charlotte area, by household income
Median household income, 2020–24 · U.S. Census Bureau, ACS 2020–24 5-year estimates · updated 2026-11-15
ZIP code 28207 (Charlotte, NC) has the highest median household income of the 105 ZIP codes ranked in the Charlotte area: $217,204, 2.6 times the figure for the metro area as a whole ($83,304).
The 10 highest run from $217,204 to $125,470; the lowest of all 105 is $37,401; the highest is 5.8 times that.
43 of the 105 ZIP codes are above the U.S. median household income of $80,734; the median ZIP code in the Charlotte area is at $75,622.
Richest ZIP codes in the Charlotte area, by household income: the first 30 of 105
| Rank | ZIP code | Median household income | Typical home value | Typical rent (monthly) |
|---|---|---|---|---|
| 1 | 28207Charlotte, NC | $217,204 | $1,644,000 | $2,411 |
| 2 | 28036Davidson, NC | $156,496 | $650,000 | $2,107 |
| 3 | 28173Waxhaw, NC | $150,597 | $688,000 | $2,637 |
| 4 | 28075Harrisburg, NC | $144,288 | $501,000 | $2,519 |
| 5 | 28104Matthews, NC | $138,017 | $588,000 | $2,292 |
| 6 | 28211Charlotte, NC | $132,917 | $924,000 | $2,031 |
| 7 | 29708Fort Mill, SC | $132,018 | $569,000 | $1,777 |
| 8 | 28270Charlotte, NC | $131,667 | $672,000 | $1,530 |
| 9 | 28277Charlotte, NC | $128,627 | $602,000 | $1,974 |
| 10 | 28278Charlotte, NC | $125,470 | $496,000 | $1,875 |
| 11 | 28078Huntersville, NC | $120,831 | $535,000 | $1,938 |
| 12 | 28226Charlotte, NC | $118,606 | $665,000 | $1,638 |
| 13 | 29707Fort Mill, SC | $118,295 | $535,000 | $1,739 |
| 14 | 28031Cornelius, NC | $113,368 | $537,000 | $1,750 |
| 15 | 28117Mooresville, NC | $112,976 | $629,000 | $1,584 |
| 16 | 28037Denver, NC | $111,703 | $552,000 | $1,945 |
| 17 | 29715Fort Mill, SC | $109,689 | $480,000 | $1,756 |
| 18 | 28105Matthews, NC | $108,190 | $483,000 | $1,674 |
| 19 | 28202Charlotte, NC | $105,889 | $402,000 | $1,899 |
| 20 | 28107Midland, NC | $105,122 | $428,000 | – |
| 21 | 28203Charlotte, NC | $104,696 | $675,000 | $2,051 |
| 22 | 28209Charlotte, NC | $101,873 | $671,000 | $1,685 |
| 23 | 28210Charlotte, NC | $100,824 | $558,000 | $1,406 |
| 24 | 28079Lake Park, NC | $100,516 | $429,000 | $2,020 |
| 25 | 29710Clover, SC | $96,563 | $412,000 | $2,002 |
| 26 | 28166Troutman, NC | $93,511 | $389,000 | $2,078 |
| 27 | 28071Gold Hill, NC | $93,354 | $334,000 | – |
| 28 | 27054Woodleaf, NC | $92,560 | $268,000 | – |
| 29 | 28027Concord, NC | $92,219 | $410,000 | $1,752 |
| 30 | 28204Charlotte, NC | $92,054 | $574,000 | $1,671 |
- Under $61k
- $61k–$68k
- $68k–$81k
- $81k–$100k
- $100k+
- Not ranked
More rankings for the Charlotte area
- Cheapest ZIP codes
- Most expensive ZIP codes
- Where home prices are falling
- Where home prices are rising fastest
- Cheapest rent by ZIP code
- Highest rent by ZIP code
- Where rents are falling
- Where rents are rising fastest
- Cheapest suburbs
- Most expensive suburbs
- Richest suburbs (household income)
- Largest suburbs (population)
- Charlotte metro area: all figures
Richest ZIP codes (household income) in other metro areas
- New York, NY
- Los Angeles, CA
- Chicago, IL
- Dallas, TX
- Houston, TX
- Atlanta, GA
- Washington, DC
- Miami, FL
- Philadelphia, PA
- Phoenix, AZ
- Boston, MA
- Riverside, CA
- San Francisco, CA
- Detroit, MI
- Seattle, WA
- Minneapolis, MN
- Tampa, FL
- San Diego, CA
- Denver, CO
- Orlando, FL
- Baltimore, MD
- St. Louis, MO
- San Antonio, TX
- Austin, TX
- Portland, OR
- Sacramento, CA
- Pittsburgh, PA
- Las Vegas, NV
- Cincinnati, OH
- Kansas City, MO
- Columbus, OH
- Indianapolis, IN
- Nashville, TN
- Cleveland, OH
- San Jose, CA
- Virginia Beach, VA
- Jacksonville, FL
- Providence, RI
- Raleigh, NC
- Milwaukee, WI
- Oklahoma City, OK
- Louisville, KY
- Richmond, VA
- Memphis, TN
- Salt Lake City, UT
- Fresno, CA
- Birmingham, AL
- Grand Rapids, MI
- Buffalo, NY
Source and method
Median household income: U.S. Census Bureau, ACS 2020–24 5-year estimates; figures for 2020–24. ZIP codes with at least 1,000 residents and a published figure are ranked (105 of them in the Charlotte area). The metro area is the Charlotte-Concord-Gastonia, NC-SC metropolitan statistical area. Place names for ZIP codes are the neighborhood or city the ZIP code mostly covers. Compiled by Home Economics.
Zillow's "typical" home value and rent are index values for the middle of the market (the Zillow Home Value Index and Observed Rent Index), not median sale prices or asking rents. One-year changes are over the 12 months to September 2026. Income and population come from the Census Bureau's American Community Survey and carry sampling error, most of all in small places.