Cheapest ZIP codes in the San Francisco area
Typical home value, September 2026 · Zillow ZHVI (Sep 2026) · updated 2026-11-15
ZIP code 94621 (Fitchburg, Oakland, CA) has the lowest typical home value of the 156 ZIP codes ranked in the San Francisco area: $445,000, 60% below the figure for the metro area as a whole ($1,120,000).
The 10 lowest run from $445,000 to $571,000; the highest of all 156 is $8,729,000, 19.6 times the lowest.
0 of the 156 ZIP codes are below the U.S. typical home value of $366,000; the median ZIP code in the San Francisco area is at $1,206,000.
Cheapest ZIP codes in the San Francisco area: the first 30 of 156
| Rank | ZIP code | Typical home value | Home values, 1-year change | Typical rent (monthly) |
|---|---|---|---|---|
| 1 | 94621Fitchburg, Oakland, CA | $445,000 | −3.3% | $2,412 |
| 2 | 94801Richmond, CA | $507,000 | −1.6% | $2,263 |
| 3 | 94603Brookfield Village, Oakland, CA | $508,000 | −1.9% | $2,640 |
| 4 | 94607Acorn-Acorn Industrial, Oakland, CA | $514,000 | −3.6% | $2,742 |
| 5 | 94612Lake Merritt, Oakland, CA | $531,000 | −6.9% | $3,158 |
| 6 | 94509Antioch, CA | $536,000 | −1.0% | $2,348 |
| 7 | 94601South Kennedy Tract, Oakland, CA | $553,000 | −1.3% | $2,216 |
| 8 | 94565Pittsburg, CA | $559,000 | −0.8% | $2,429 |
| 9 | 94804Richmond, CA | $566,000 | −1.8% | $2,659 |
| 10 | 94806San Pablo, CA | $571,000 | −0.5% | $2,401 |
| 11 | 94606East Peralta, Oakland, CA | $594,000 | +0.6% | $2,543 |
| 12 | 94520Concord, CA | $601,000 | +0.7% | $2,401 |
| 13 | 94608Clawson, Emeryville, CA | $604,000 | 0.0% | $2,945 |
| 14 | 94511Bethel Island, CA | $627,000 | −0.1% | – |
| 15 | 94572Rodeo, CA | $647,000 | −0.3% | – |
| 16 | 94561Oakley, CA | $654,000 | −0.5% | $3,294 |
| 17 | 94531Antioch, CA | $658,000 | −0.3% | $3,453 |
| 18 | 94525Crockett, CA | $659,000 | −1.2% | – |
| 19 | 94605Sequoyah, Oakland, CA | $659,000 | +0.1% | $2,694 |
| 20 | 94595Walnut Creek, CA | $666,000 | +0.3% | $3,560 |
| 21 | 94805Richmond, CA | $694,000 | +2.3% | $2,772 |
| 22 | 94519Concord, CA | $709,000 | +0.3% | $3,280 |
| 23 | 94564Pinole, CA | $716,000 | +0.1% | $2,800 |
| 24 | 94803Richmond, CA | $726,000 | −0.2% | $2,988 |
| 25 | 94547Hercules, CA | $736,000 | −0.7% | $3,209 |
| 26 | 94102Downtown/Civic Center, San Francisco, CA | $742,000 | +10.1% | $3,768 |
| 27 | 94553Martinez, CA | $749,000 | −1.3% | $2,509 |
| 28 | 94541Hayward, CA | $760,000 | −1.4% | $2,691 |
| 29 | 94578San Leandro, CA | $766,000 | −0.3% | $2,409 |
| 30 | 94521Concord, CA | $772,000 | +0.7% | $2,912 |
- Under $780k
- $780k–$1.1M
- $1.1M–$1.4M
- $1.4M–$1.8M
- $1.8M+
- Not ranked
More rankings for the San Francisco area
- Most expensive ZIP codes
- Where home prices are falling
- Where home prices are rising fastest
- Cheapest rent by ZIP code
- Highest rent by ZIP code
- Where rents are rising fastest
- Richest ZIP codes (household income)
- Cheapest suburbs
- Most expensive suburbs
- Richest suburbs (household income)
- Largest suburbs (population)
- San Francisco metro area: all figures
Cheapest ZIP codes in other metro areas
- New York, NY
- Los Angeles, CA
- Chicago, IL
- Dallas, TX
- Houston, TX
- Atlanta, GA
- Washington, DC
- Miami, FL
- Philadelphia, PA
- Phoenix, AZ
- Boston, MA
- Riverside, CA
- Detroit, MI
- Seattle, WA
- Minneapolis, MN
- Tampa, FL
- San Diego, CA
- Denver, CO
- Orlando, FL
- Charlotte, NC
- Baltimore, MD
- St. Louis, MO
- San Antonio, TX
- Austin, TX
- Portland, OR
- Sacramento, CA
- Pittsburgh, PA
- Las Vegas, NV
- Cincinnati, OH
- Kansas City, MO
- Columbus, OH
- Indianapolis, IN
- Nashville, TN
- Cleveland, OH
- San Jose, CA
- Virginia Beach, VA
- Jacksonville, FL
- Providence, RI
- Raleigh, NC
- Milwaukee, WI
- Oklahoma City, OK
- Louisville, KY
- Richmond, VA
- Memphis, TN
- Salt Lake City, UT
- Fresno, CA
- Birmingham, AL
- Grand Rapids, MI
- Buffalo, NY
Source and method
Typical home value: Zillow ZHVI (Sep 2026); figures for September 2026. ZIP codes with at least 1,000 residents and a published figure are ranked (156 of them in the San Francisco area). The metro area is the San Francisco-Oakland-Fremont, CA metropolitan statistical area. Place names for ZIP codes are the neighborhood or city the ZIP code mostly covers. Compiled by Home Economics.
Zillow's "typical" home value and rent are index values for the middle of the market (the Zillow Home Value Index and Observed Rent Index), not median sale prices or asking rents. One-year changes are over the 12 months to September 2026. Income and population come from the Census Bureau's American Community Survey and carry sampling error, most of all in small places.